Ensure That You're Always Covered

Enroll in a Medicare PPO plan in Poughkeepsie, NY

Just because you don't have access to an in-network doctor doesn't mean you should go without care. Med Care Plans NY of Poughkeepsie, NY can help you enroll in a Medicare Advantage or Medicare PPO plan to reduce your out-of-pocket costs. These plans allow you to see in-network providers for a low copay and give you the flexibility to go out of network when needed. You will be covered for emergency and urgent care.

Ask about a PPO plan today.

Some of the benefits of PPO plans

Are you considering enrolling in a Medicare PPO plan? If you do so, you may be able to:

Set an out-of-pocket spending limit for medical treatment
Pay less to visit out-of-network doctors than you would without insurance
Enjoy lower premiums than Medicare supplement insurance

Many Medicare Advantage plans also come with Part D drug plan benefits, and some offer gym membership discounts. However, not all PPO plans include all of these benefits, so contact our consultant in Poughkeepsie, NY now to explore the different coverage options.

Should you choose Medicare PPO or medigap?

Medicare supplements, or medigap plans, pay after Medicare, so you pay a small out-of-pocket cost. Most of the time, there's not even a doctor copay. However, Medicare supplements are normally more expensive than Medicare PPO plans, which have lower premiums. In a PPO plan, you consent to use a network of doctors to obtain the best copays. You pay as you go, so there is a copay required at the time of each service. This includes:

Surgeries
Doctor visits
Hospital stays
Laboratory tests
Durable medical equipment

When choosing a Medicare plan, it comes down to personal preference. Be sure to check the summary of benefits before you enroll in a Medicare plan.